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Open Our Legal Terms Before Joining

Our legal terms explain account access, payment checks through DANA, OVO, GoPay and QRIS, and how your data is handled before you open an account.

DANA checksOVO checksGoPay checksQRIS receiptsAccount data
kapten 189 Open Our Legal Terms Before Joining
CONTACT PATHS

Check Legal Contact Channels Fast

A legal question should leave a written trail you can follow. Use Account > Help > Legal Request when you are logged in, or send a message through live chat between 09:00 and 23:00 WIB if you need the next account step. We ask for your username, payment rail, transaction ID, and the exact issue so our team can check the policy record without exposing your wallet details in open chat.

Team online

In-account legal request

Open Account > Help > Legal Request, choose data, payment, access, or account closure, then attach only the receipt or screenshot tied to the issue. We answer inside the account so the legal trail stays linked.

Live chat hours

Chat is available from 09:00 to 23:00 WIB for policy questions that need a quick routing step. We can confirm which team handles the case, but identity or payment checks stay inside secure account tools.

Escalation record

If your case needs a longer check, we create an escalation record with date, account name, payment rail, and issue type. You can ask for the case number before leaving the chat window.

DATA CARE

Browse Data Rights Inside Account

Your legal rights are handled through the account area so requests are tied to the correct profile.

Data collection

We collect login details, mobile number, device session, wallet name, transaction ID, and support messages when they are needed for account access, payment matching, or a legal request you send through the account area.

Payment matching

DANA, OVO, GoPay, and QRIS records are checked against the account name and receipt code before sensitive changes are accepted. We do not ask you to post full wallet data in open chat.

Cookie use

Cookies help us keep you logged in, remember language display, and spot repeated failed logins. You can clear browser cookies on mobile, but the next login may require another account security check.

Account security

Password resets, new device logins, and wallet changes can trigger a verification step. We may ask for username, phone match, recent transaction ID, or a secure code before making legal account changes.

Record retention

Payment receipts, chat cases, and access logs are kept while they are needed for account operation, disputes, fraud checks, or legal duties. When a record is no longer needed, we remove or separate it.

Change requests

You can ask us to correct account data, update a phone number, or close an account through Account > Help. We check identity first so another person cannot change your legal record.

Explore Legal Answers Before Joining

These answers cover the legal questions we see before account opening and after payment checks. They are written for Indonesia use and focus on access, data, account changes, cookies, and contact paths. If your case involves DANA, OVO, GoPay, QRIS, or a login from a new device, keep the receipt code and account name ready before contacting us.

Access depends on local law. We do not decide your local eligibility for you, so check the rule that applies to your location before opening an account or using any lobby area.

We collect your username, mobile number, device session, wallet name, transaction ID, and support messages when needed. These records help us match account ownership, payment receipts, and legal requests.

A payment can be paused when the wallet name, receipt code, account name, or transaction pattern needs another check. We use that pause to protect the legal record tied to your account.

Open Account > Help > Legal Request and choose the data correction reason. Include the field that is wrong, your current phone match, and any payment receipt needed to confirm ownership.

Yes, you can ask for account closure through Account > Help. We verify identity, check open payment or dispute records, and then confirm what data must remain for legal duties.

Cookies help keep login sessions, language display, and security signals working. If you clear them on mobile, we may ask for another verification step before changing wallet or account details.

Start with Account > Help > Legal Request so the case is tied to your username. For urgent routing, use live chat from 09:00 to 23:00 WIB and ask for an escalation record.